Personal Injury Attorneys Serving Delaware & Pennsylvania
Uninsured/Underinsured Motorist Coverage

Uninsured/Underinsured Motorist Accidents

Wilmington UM/UIM Accident Attorneys

If you have been hit by an uninsured or underinsured motorist while driving through Delaware, you might believe that you cannot recover compensation for your damages. Don’t be misled. If you have purchased uninsured/underinsured motorist (UM/UIM) coverage as part of your auto insurance policy, then you may seek to recover some or all of your damages from your own insurance company.

Bifferato Gentilotti LLC in Wilmington, Delaware offers comprehensive and compassionate legal representation for drivers who need to file a UM/UIM claim. Since 1995, we have built a name for ourselves as powerful legal champions for the wrongfully injured. See what our representation can do for your case by calling (302) 663-7135 or contacting us online now.

Defining Uninsured & Underinsured Motorists

Delaware requires drivers to cover insurance that provides at least:

  • $25,000 bodily injury liability coverage for a single person
  • $50,000 bodily injury liability coverage for a single accident, i.e. multiple people
  • $10,000 property damage liability coverage for another person’s property

When a driver does not carry insurance at all, they are uninsured. Bringing a personal injury claim against an individual with no insurance is difficult and rarely successful since they probably have no financial means to pay for the harm they have caused. In such a case, you have the right to bring a claim against your own insurer if you have UM coverage.

When a driver’s auto insurance policy limit is insufficient to cover all of your damages, they are underinsured. For example, imagine if a driver with $25,000 bodily injury liability coverage caused you to suffer total damages valued at $50,000. Your UIM policy may allow you to collect the $25,000 “shortfall” from your own insurance company.

Do You Have UM/UIM Insurance?

Auto insurance companies in Delaware must make a meaningful offer of uninsured and underinsured motorist coverage. However, the law does not require a driver to purchase this type of insurance. You should be careful to avoid the mistake of waiving UM/UIM insurance coverage.

How do you know if you have UM/UIM coverage? The quickest way is calling your insurance company and asking for the details of your policy coverages. Some insurance companies offer smartphone apps that let you access this information, too. The attorneys at Bifferato Gentilotti can quickly and effectively determine your right to pursue a claim for UM/UIM benefits.

Get legal guidance to make sense of your claim from start to finish. Call our Wilmington UM/UIM accident attorneys at (302) 663-7135 now.

Our Clients Come First

Hear from Our Clients & Colleagues
  • “Great team from my lawyer to all the paralegals and other office staff.”

    - Former Client
  • “That care is reflected in the attention he gives every care. His work ethic is second to none. His integrity is beyond reproach.”

    - Legal Peer
  • “Jeff is a client-focused attorney who is excellent at handling personal injury and worker's compensation cases, among others.”

    - Legal Peer

Millions Recovered for Injured Clients

Let Us Fight for the Recovery You Deserve
  • Brain Injury $4,500,000

    Bifferato Gentilotti attorneys secured a $4.5 million dollar settlement for a client who suffered brain injuries during the course of his employment.

  • Wrongful Death $3,225,000

    Bifferato Gentilotti attorneys resolved a wrongful death claim and obtained $3.225 Million Dollars for the family of a motorcycle rider that was struck by a commercial vehicle.

  • Wrongful Death $2,200,000

    Bifferato Gentilotti attorneys resolved a wrongful death claim for $2.2 million dollars.

  • Auto Accident $1,450,000

    Bifferato Gentilotti attorneys settled an auto accident claim for $1.450 million dollars. Bifferato Gentilotti ’s client suffered serious and permanent injuries to her leg as a result of the auto accident.

  • Auto Accident $1,400,000

    Bifferato Gentilotti attorneys settled an auto accident claim for $1.4 million dollars. Bifferato Gentilotti’s client was injured when a trailer being pulled by a commercial vehicle detached from the vehicle and struck Bifferato Gentilotti’s client’s vehicle.

  • Auto Accident $995,000

    Bifferato Gentilotti attorneys settled an auto accident claim for $995,000. Bifferato Gentilotti’s client was a passenger on a motorcycle when it was struck by a commercial vehicle

  • Auto Accident $981,000

    Bifferato Gentilotti attorneys settled an auto accident claim for $981,000. Bifferato Gentilotti’s client suffered injuries that required surgery to her back and shoulder as a result of the accident.

  • Workers' Compensation $980,554

    Bifferato Gentilotti attorneys resolved a client’s personal injury and worker’s compensation claim for a total of $980,554.00.

  • Auto Accident $961,982

    Bifferato Gentilotti attorneys resolved a client’s worker’s compensation and third-party liability claim for a total of $961,982.

  • Auto Accident $951,678

    Bifferato Gentilotti attorneys resolved their clients' auto accident and worker’s compensation claim for $951,678.

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Why Choose Our Firm?

Every Case Deserves a Great Result
  • Client-Centered Representation

    Our experienced team of attorneys and support staff are focused on treating each client with integrity, respect and professionalism.

  • Insurance Industry Insight

    Our attorneys know how insurance companies operate and are prepared to leverage this insight to advocate for the recovery that you deserve.

  • Committed to Your Recovery

    We take the time to understand each client’s case and insurance coverage so that we can fight for the maximum recovery available.

  • Fearless Advocacy

    Our legal team is not afraid to go to trial and protect your rights against powerful businesses and insurance carriers.

  • A Record of Successful Results

    Since its founding in 1995, Bifferato Gentilotti has obtained millions of dollars in successful verdicts and settlements for injured clients.

  • Experience on Your Side

    The seasoned attorneys at Bifferato Gentilotti possess over 80 years of collective experience fighting for the injured across the state of Delaware.